2013년 12월 1일 일요일

About 'chicago university financial aid'|Profiles in the Financial Aid Profession: Anne Walker, Rice University







About 'chicago university financial aid'|Profiles in the Financial Aid Profession: Anne Walker, Rice University








Student               financial               aid               is               the               key               to               a               college               education               for               anyone               who               lacks               the               personal               savings,               parental               funds,               or               scholarship               offers               to               attend               institutions               of               higher               learning.

In               the               wake               of               recent               economic               downturns,               college               savings               account               holders               that               relied               heavily               on               invested               funds               virtually               overnight               took               hits               that               sometimes               cut               down               as               much               as               half               of               the               funds               contained               therein.

The               Van               Cougar,               published               by               Washington               State               University,               is               not               putting               any               lipstick               on               this               pig               either.

It               is               already               well               known               that               tuition               costs               are               on               the               rise               and               woefully               out               of               step               with               cost               of               living               increases               in               salaries               of               parents,               yet               when               combining               this               already               established               fact               with               the               sudden               losses               of               education               savings               accounts,               the               projected               reliance               on               financial               aid               is               going               to               increase               drastically.
               Quoting               the               Chicago               Tribune,               the               United               States               Student               Association               demonstrates               that               the               dramatic               rise               of               in-state               tuition               by               6.6%               in               one               year               has               not               been               matched               by               financial               aid               funds;               as               a               matter               of               fact,               fees               and               costs               historically               covered               by               student               aid               are               actually               beginning               to               be               excluded               from               financial               aid               disbursements,               and               in               addition               to               paying               for               an               increased               cost               of               living,               students               and               their               parents               now               also               have               to               pony               up               funds               for               sundry               charges.
               The               fork               in               the               road               is               obvious:               on               the               one               hand,               the               tightening               budgets               and               drying               funding               for               federal               student               aid               may               lead               to               more               competition               when               it               comes               to               obtaining               student               loans.

This               will               leave               some               students               without               the               funding               they               need               to               attend               college               or               to               continue               in               their               education.
               On               the               other               hand,               the               personal               loan               market               is               actively               marketing               to               students               and               their               parents               to               apply               to               them               for               funding               to               cover               educational               expenses.

While               at               face               value               this               looks               like               a               good               option,               the               problem               with               these               non               federally               or               state               funded               loan               products               comes               into               play               when               it               is               time               for               repayment:               neither               regulated               nor               playing               by               the               same               rules,               the               interest               rates               may               be               higher,               forbearances               may               be               nonexistent,               and               the               potential               for               default               and               adverse               credit               ratings               for               recent               college               grads               is               sky               high.
               As               though               this               were               not               sufficient               to               send               any               hopeful               student               over               the               edge,               consider               the               brewing               California,               Colorado,               Arizona,               Georgia,               Oklahoma               and               South               as               well               as               North               Carolina               battles               over               illegal               immigration               and               college               attendance.

In               a               sympathetic               piece               that               discounts               the               fiscal               impact               of               permitting               individuals               in               the               US               illegally               to               attend               college               at               in-state               tuition               prices,               USA               Today               paints               a               picture               from               the               students'               point               of               view               that               is               hard               to               discount.
               Unfortunately,               the               reality               in               the               current               economic               climate               belies               the               sentiment               of               not               punishing               youngsters               for               their               parents'               sins:               already               in               the               public               schools               children               of               citizens               are               competing               for               classroom               space               and               funding               with               children               of               those               who               snuck               in.
               Although               I               am               a               firm               believer               in               educating               each               child,               the               cutoff               date               for               taking               responsibility               for               a               child's               education               should               be               the               18th               birthday.

Continuing               to               shepherd               the               young               adults               through               their               college               education               delays               a               problem               that               will               have               to               be               faced               sooner               or               later:               what               will               the               new               college               grads               -               who               are               illegally               in               the               US               -               do               with               their               college               degrees?
               Not               permitted               to               work               (legally)               yet               weighed               down               with               college               loans               that               may               have               been               obtained               from               less               than               favorable               sources,               are               we               not               condemning               another               generation               to               almost               indentured               servitude,               working               under               the               table               for               pennies               on               the               dollar?
               Sources:
               http://www.vancouver.wsu.edu/ss/vancougar/index.php?page=viewstory&story=682;               http://www.usstudents.org/press-room/articles/october-2007/college-costs-rising-ahead-of-inflation;               http://www.usatoday.com/news/education/2008-07-06-Illegaled_N.htm






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    2013년 11월 30일 토요일

    About 'chicago university financial aid'|Top 10 USA colleges and universities when it comes to financial aid for international students







    About 'chicago university financial aid'|Top 10 USA colleges and universities when it comes to financial aid for international students








                   Unemployed               or               underemployed,               even               with               the               recent               increase               in               jobs               in               the               last               few               months               in               some               states;               a               huge               number               of               Americans               are               still               not               working               as               of               July               2011.

    With               the               amount               of               jobless               claims               draining               resources               such               as               financial               aid               and               other               services,               finding               a               new               job               is               harder               than               ever.
                   Benedictine               University               in               Chicago               is               the               first               to               offer               free               tuition               to               help               job               seekers               move               in               a               new               direction               as               well               as               other               colleges               like               South               Suburban               College               with               tuition               free               classes.

    For               job               seekers               with               no               other               obligations,               such               services               are               a               great               help               if               a               student               can               land               work               in               an               industry               that               is               still               hiring.
                   On               the               other               hand,               many               Americans               are               underemployed               while               searching               for               work               landing               them               a               difficult               set               of               circumstances               trying               to               work               full               or               part               time               at               something               that               is               just               a               "job"               while               trying               to               land               a               career.

    Most               companies               have               moved               the               application               process               online               so               even               sending               a               resume               through               email               isn't               enough               anymore               with               additional               questions               and               required               fields               on               another               site               so               filling               in               an               application               alone               could               take               as               long               as               an               hour               per               job               ad;               making               the               time               it               takes               to               apply               for               work               a               long               and               tedious               progress               that               could               take               all               afternoon               with               only               a               few               jobs               applied               for               each               day.

    And               who               has               nearly               40               hours               a               week               to               apply               for               jobs,               making               it               nearly               a               job               itself?
                   Employment               services               are               another               option               but               many               are               so               bogged               down               from               the               amount               of               potential               employees               that               the               process               takes               awhile               in               itself               to               get               through.
                   Opening               small               stores               or               expanding               the               local               super               store               is               great               for               the               economy               in               an               area,               sure               but               unless               jobs               of               worth               that               can               actually               begin               to               grow               the               economy               in               an               are               start               moving               in               many               towns               and               cities               are               starting               to               go               the               way               of               Detroit.
                   They               say               the               recession               is               nearly               over               but               a               drive               down               Main               Street               in               Anytown               will               paint               a               different               picture               other               than               what               is               being               reported.






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    About 'chicago university graduate school'|Margaret Mitchell is the new dean of the University of Chicago Divinity School







    About 'chicago university graduate school'|Margaret Mitchell is the new dean of the University of Chicago Divinity School








    Making               the               letter               writing               process               as               easy               and               organized               as               possible               for               those               who               have               agreed               to               write               your               letters               of               recommendation               is               worth               whatever               time               and               effort               you               put               into               it.

    Not               only               does               a               well-organized               packet               help               your               recommenders               (or               "letter               writers")               to               generate               a               targeted               and               strong               letter               for               you,               but               it               also               distinguishes               you               as               a               professional               student.

    Furthermore,               it               almost               guarantees               that               your               recommenders               will               have               completed               your               letters               by               the               deadline               you               will               have               given               them               in               your               cover               letter               (we'll               go               over               that               in               a               second).

    If               you               don't               have               3               recommenders               ready               to               write               letters               for               you               yet,               see               my               article,               "How               to               Prepare               Before               You               Apply               to               Graduate               School."               Otherwise,               continue               reading.
                   Invest               in               3               of               those               five-tab               colorful               folders               from               your               local               office               supply               store.

    Mark               the               1st               tab               of               each               folder               "Cover               Letter."               Mark               the               2nd               tab               "Statement               of               Purpose"               or               "Personal               Statement"               (they               are               the               same               thing).

    Mark               the               3rd               tab               "CV."               Mark               the               4th               tab               "Transcripts."               Finally,               mark               the               5th               tab               "Schools."               Here's               how               to               create               the               contents               for               each               tab:
                   TABS               #1               &               2:               In               order               to               keep               my               articles               on               applying               to               grad               school               as               succinct               as               possible,               I               have               dedicated               separate               articles               to               tabs               #1               (the               cover               letter)               and               #2               (the               statement               of               purpose/personal               statement).

    If               you               need               help               with               these               particular               items,               you               will               want               to               refer               to               these               specific               articles.
                   TAB               #3               (the               CV):               The               CV               (for               Curriculum               Vitae...

    sometimes               also               referred               to               as,               simply,               a               "Vita")               can               be               used               for               many               things,               but               in               this               case,               it               is               basically               an               academic               résumé.

    In               addition               to               supplying               your               recommenders               with               this               information,               you               will               also               want               to               send               along               a               copy               of               your               CV               with               each               graduate/law               school               application.
                   Your               CV               is               comprised               of               various               categories               ranging               from               "Academic               Awards"               to               "Volunteer               Work."               I               know               that,               at               first,               it               might               seem               like               you               haven't               done               much               and               you               may               even               fear               that               you               won't               have               anything               valuable               to               include               in               your               CV.

    However,               I               bet               you'll               be               surprised               about               just               how               much               you've               done               once               you               get               started.
                   On               that               note,               don't               "fluff"               up               a               CV               with               a               bunch               of               nonsense               or               by               including               the               same               achievement               in               more               than               one               category.

    If               you               received               a               scholarship,               for               example,               you               must               choose               whether               to               place               it               in               an               "Academic               Achievement"               category               or               an               "Honors"               category,               but               not               both.
                   Here's               the               URL               to               some               great               CV               tips               (it               also               includes               a               link               to               a               sample               CV               at               the               bottom               of               the               page:               http://www.aafp.org/online/en/home/publications/otherpubs/strolling/prep/preparecv.html.
                   If               you               honestly               do               not               have               anything               to               place               in               a               certain               category,               do               yourself               a               favor               and               simply               omit               that               category               altogether.
                   Above               all,               keep               your               CV               short,               well-organized,               simple               in               format,               and               legible!

    You               can               follow               a               generic               format,               by               using               any               one               of               the               templates               found               on               http://www.cvtips.com/CV_example.html.

    Personally,               though,               I               preferred               to               create               my               own               template               because               I               wanted               my               CV               to               reflect               some               degree               of               creativity.

    If               you               are               interested               in               viewing               my               CV               template               (which               is               more               appropriate               for               applying               to               graduate               school               than               most               of               the               other               templates               I've               seen               online),               I               have               yet               another               Associated               Content               article               with               this               information.

    See,               "Applying               to               Graduate/Law               School?:               A               CV               Sample               Template."               Then,               you               can               feel               free               to               be               as               creative               as               you'd               like               with               the               headings               and               subheadings.

    As               long               as               they               stand               out,               and               as               long               as               your               formatting               is               consistent,               you               can               explore               different               styles.
                   One               final               note               on               CVs,               by               the               way:               While               some               sites               say               that               each               section               of               your               CV               should               list               your               achievements               in               chronological               order,               and               while               others               explain               that               the               chronology               should               be               listed               in               the               reverse               order               (beginning               with               the               most               recent,               and               then               working               your               way               back),               the               most               important               thing               is               to               be               consistent.

    Nevertheless,               usually               academically-geared               CVs               are               listed               in               reverse               chronological               order.
                   TAB               #4               (Transcripts):               Although               the               graduate               programs               to               which               you               are               applying               will               require               official               transcripts,               the               transcripts               you               include               in               your               Recommender               Packet               need               not               be               "official."               Up-to-date               transcripts               of               some               sort               (whether               official               or               unofficial)               are               good               to               include               in               your               packet               so               that               your               letter               writers               have               a               clearer               vision               of               the               type               of               student               you               are               in               a               broader               sense.
                   If               you               have               a               couple               of               less-than-pleasing               grades,               and               if               you               have               explanations               for               these               little               bumps               in               your               academic               road,               you               may               want               to               consider               a               brief               addendum               to               your               transcripts.

    If,               for               instance,               you               had               to               withdraw               from               two               classes               as               a               result               of               needing               to               work               more,               just               explain               this               to               your               recommenders               in               a               very               brief,               typed               note,               and               attach               this               to               the               front               of               your               transcripts.
                   TAB               #5               (Schools):               Here               is               where               your               research               comes               in               handy.

    You               need               to               visit               the               websites               for               each               program               to               which               you               are               applying.

    Then,               find               the               place               where               they               explain               "about               the               program."               If               this               mentions               anything               along               the               lines               of               your               particular               interests,               copy               and               paste               this               information               into               some               type               of               writing               file               (like               "Notepad").
                   If               you               cannot               find               any               information               related               to               your               specific               research               interests,               you               might               want               to               reconsider               the               reasons               for               wanting               to               apply               to               that               program               in               the               first               place.

    If               you're               still               set               on               applying               to               the               program,               but               cannot               find               the               information               you're               looking               for               on               their               "Home"               page               or               "About               Us"               page,               then               go               to               the               "Faculty"               page.

    There,               you               should               be               able               to               sift               through               a               list               of               faculty               in               that               program.

    Go               through               every               single               faculty               member's               bio.

    When               you               strike               upon               someone               who               works               on               whatever               it               is               that               you               are               interested               in               researching               (or               if               the               professor's               work               is               similar               to               your               interests),               copy               and               paste               the               information               into               your               writing               file.
                   Do               this               for               every               university               to               which               you               are               applying.

    Trust               me;               this               will               help               you               in               many,               many               ways.

    Not               only               can               you               use               these               "notes"               to               help               your               recommenders               formulate               more               targeted               letters,               but               you               can               also               refer               back               to               this               file               while               preparing               your               statement               of               purpose.
                   Finally,               organize               and               synthesize               the               information               so               that               you               end               up               with               about               2               sentences               for               each               program.

    For               example:
                   University               of               Illinois               at               Chicago:               With               the               Race,               Ethnicity,               and               Gender               program,               doctoral               studies               in               Sociology               at               the               University               of               Illinois               at               Chicago               presents               an               environment               whereby               my               research               interests               intersecting               gender,               sexuality,               sociology,               and               culture               can               be               further               developed.

    In               particular,               the               works               of               Drs.

    Orum               and               Warner               would               prove               valuable               to               my               own               interests,               as               they               also               focus               on               gender,               religion,               and               community.


                   
    University               of               Texas               at               Austin:               With               specializations               in               Criminology,               Religion,               and               Gender,               the               doctoral               program               in               Sociology               at               the               University               of               Texas               at               Austin               presents               an               environment               whereby               my               research               interests               intersecting               gender,               religion,               sociology,               sexuality,               and               culture               can               be               further               developed.

    In               particular,               the               works               of               Drs.

    Ellison,               Williams,               Woodberry,               and               Regnerus               would               prove               valuable               to               my               own               interests,               as               they               also               focus               on               gender,               religion,               culture,               and               family.
                   When               you               hand               your               letter               writers               this               professionally               organized               folder               containing               well-written,               concise,               and               useful               information,               they               will               be               as               impressed               as               they               will               be               relieved.

    A               lot               of               students               do               not               take               the               time               and               effort               it               requires               to               put               all               of               this               information               together               for               recommenders.

    As               a               result,               professors               often               find               it               stressful               to               write               letters               of               recommendation               for               students...

    especially               when               they               are               provided               with               no               information               about               the               student's               deadlines               (Cover               Letter),               goals               (Statement               of               Purpose),               bragging               points               (CV),               overall               abilities               to               succeed               academically               (Transcripts),               or               programs               of               interest               (Schools).
                   The               Recommender               Packet               is               also               useful               for               YOU!

    Saving               these               items               in               writing               files               will               make               your               end               of               the               application               process               go               much               more               smoothly.

    On               that               note,               I               wish               you               luck               and               success               in               your               future               endeavors!






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